FINANCIAL SECURITY
Health insurance gives you peace of mind from future medical expenses which are rising day by day and very much uncertain . It give you financial security and doesn’t burden your pocket.
CASHLESS BENEFIT
Occurrence of medical emergency , in itself is disturbing. In addition, in such a situation if one have to arrange for funds for the medical treatment, it can really bring up a worrisome situation. However, if you are covered under a cashless health insurance plan and your insurance provider offers a wide network of hospitals, then you can easily avail the cashless health insurance facility from any one of the network hospitals of your insurance provider.
TAX BENEFIT
Health Insurance not only helps you secure your future well-being but also helps in reducing your tax liability. You can avail tax breaks under Section 80D Income-tax Act, 1961 when you buy Health Insurance policy.
|
Description |
Medical Insurance Premium paid in respect of |
Total Deduction u/s 80D |
|
|
Self, Spouse & Dependent Children |
Parents (whether dependent or not) |
||
|
Insured is below the age of 60 years |
Rs. 25,000 |
Rs. 25,000 |
Rs. 50,000 |
|
Insured and his/her family is less than 60 years of age and his/her parents are senior citizens |
Rs. 25,000 |
Rs. 30,000 |
Rs. 55,000 |
|
Insured and his/her parents have attained age of 60 years |
Rs. 30,000 |
Rs. 30,000 |
Rs. 60,000 |
CRITICAL ILLNESS & ACCIDENTAL COVER
Acquiring critical illness such as cancer, stroke, kidney failure or lung disease is a life threatening as well as life changing event which can disrupt dreams and goals for family and wipe out savings. Prepare for any critical illnesses with Health Insurance, and get the help you need to get back on your feet when your body lets you down.
An accident can exhaust the savings of a lifetime and even cause irreversible disability. Personal Accident Insurance Plan provides cover not just in the case of accidental death but also for Permanent total or Partial disability
MATERNITY BENEFIT
Get maternity benefits for up to 2 deliveries. Protect the health of your new-born baby from birth without any additional premium. The right vaccines are the first step in ensuring that your children have healthy lives. Health Insurance cover the vaccination expenses of your new-born until the end of the policy year. If you’ve insured the baby at the time of policy renewal, you can also avail extended vaccination cover until the baby is one year old.
COVERAGES:
DAY CARE, PRE-POST HOSPITILIZATION,
AMBULANCE TRANSPORATION, OPD COVER, AYUSH,
ANNUAL HEALTH CHECKUP
